White Cart Credit Union Ltd


White Cart Credit Union was established in 1986 with the aim of providing financial services to individuals and families living in Paisley.

At White Cart Credit Union we encourage a routine of regular deposits into accounts, we aim to establish a culture of thrift within our membership. Once a regular pattern of saving has been established over a short period of time, members are eligible to apply for low interest loans based on the level of their savings.

We believe this approach provides a service for people who may be financially excluded from traditional banks and building societies, and who may otherwise find themselves paying unreasonable rates of interest elsewhere. We also believe money borrowed from the Credit Union is more likely to be used within the local economy.

*If you would like to join White Cart credit union you need to live, work or study in Paisley.*

We are run largely by volunteers; this is a mutually beneficial arrangement. We are able to provide a friendly, approachable, professional and dedicated service to our members; some of the volunteers are founder members. The younger volunteers gain valuable workplace experience and skills which can be transferred to the employment market or contribute to their learning in further or higher education.

We are expanding our involvement in the local primary schools where, as well as encouraging regular saving by young people, some of the more senior pupils gain valuable life skill experience by helping run the junior savers club in their school. We have recently started collections at St. Catherine’s school which means we now have an affiliation with four schools.

Did You Know?

Did You Know?

  • we have nearly 2100 members!
  • we were the first credit union in Renfrewshire to offer Funeral Plans to our members
  • we currently work with 4 Primary Schools to encourage children to save
  • we celebrated our 30th year as a valued community resource in November 2016
  • our members can check their account online


If you are interested in joining this credit union then please quote #MyCreditUnion when joining.

*Membership is open to anyone who lives, works, or studies in the Paisley area.*

White Cart Credit Union Ltd
73 Neilston Road

Telephone: 0141 889 3005

Email: admin@whitecartcu.co.uk

Web: http://www.whitecartcu.co.uk

@HI_ScotCU Happy Birthday/Anniversary? from Renfrewshire! I'm sure whatever you're calling it there'll be cake anyway! 🎂🎂🎉🥳