White Cart Credit Union was established in 1986 with the aim of providing financial services to individuals and families living in Paisley.
At White Cart Credit Union we encourage a routine of regular deposits into accounts, we aim to establish a culture of thrift within our membership. Once a regular pattern of saving has been established over a short period of time, members are eligible to apply for low interest loans based on the level of their savings.
We believe this approach provides a service for people who may be financially excluded from traditional banks and building societies, and who may otherwise find themselves paying unreasonable rates of interest elsewhere. We also believe money borrowed from the Credit Union is more likely to be used within the local economy.
*If you would like to join White Cart credit union you need to live, work or study in Paisley.*
We are run largely by volunteers; this is a mutually beneficial arrangement. We are able to provide a friendly, approachable, professional and dedicated service to our members; some of the volunteers are founder members. The younger volunteers gain valuable workplace experience and skills which can be transferred to the employment market or contribute to their learning in further or higher education.
We are expanding our involvement in the local primary schools where, as well as encouraging regular saving by young people, some of the more senior pupils gain valuable life skill experience by helping run the junior savers club in their school. We have recently started collections at St. Catherine’s school which means we now have an affiliation with four schools.
If you are interested in joining this credit union then please quote #MyCreditUnion when joining.
*Membership is open to anyone who lives, works, or studies in the Paisley area.*
White Cart Credit Union Ltd
73 Neilston Road
Telephone: 0141 889 3005